Products Portfolio

Our Portfolio Offering: Traditional Term Life Insurance Living Benefits Life Insurance Return of Premium Term Life Insurance Non-Medical Term Life Traditional Universal Life Insurance Non-Medical Universal Life Insurance Indexed Universal Life Insurance Whole Life...

Types of Life Insurance

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.   Term insurance The most affordable type of insurance when initially purchased and is designed to meet temporary needs.  It provides pure...

Final Expense

If you’ve ever had a friend or loved one pass away, you know that it’s an overwhelming experience.  During an emotional and grievous time, you’re forced to find a funeral home, cemetery, and make countless decisions. The survivors who are grieving are burdened...

Life Insurance Review Process

The Life Insurance Review Process is a free service provided by F.J. Wood and Associates to help our clients review and understand their life insurance policies. We will analyze your current life insurance needs and evaluate your policy to ensure it is properly...

Principals of Business

F.J. Wood and Associates 10 non-negotiable principals of business: Everything we talk about is strictly personal and confidential.  Only an official agent from F.J. Wood, the Insurer and the paramed company if required, will know of any discussions that take place...

Code of Ethics

F.J. Wood and Associates code of ethics To work diligently to satisfy only the needs of our clients. Maintain the highest standards of professional competence and give the best possible advice to clients by seeking to maintain and improve professional knowledge,...