by Fred Wood | Mar 25, 2019 | Uncategorized
Good question. But better yet, do you understand what a Return Of Premium (ROP) Term Life Insurance policy can do for you and how it works. ROP Term is not new as it’s been around for about a decade and it was all the rage for most of the insurance carriers. But a lot...
by Fred Wood | Feb 19, 2019 | Uncategorized
At F.J. Wood & Associates Life Insurance, we’ve made it simple to purchase affordable term life insurance coverage without undergoing medical exams or providing bodily fluids** for lab tests, even if you’ve been turned down before. Just complete a short...
by Fred Wood | Feb 18, 2019 | Uncategorized
We are pleased to Introduce OPTerm 40. OPTerm 40 is a renewable and convertible term life insurance policy providing a level death benefit with guaranteed level premiums for the first forty years. Premiums are guaranteed not to go up for 40 years Affordable premiums...
by Fred Wood | Oct 16, 2018 | Uncategorized
We all know that Term Life is the best possible way to get the most Life Insurance for the least amount of money. But have you heard of Return Of Premium (ROP) Term Life? Both can provide much-needed protection for families and loved ones. Straight term has lower...
by Fred Wood | Oct 12, 2018 | Uncategorized
I am sure we can all agree that Term Life Insurance is the most inexpensive type of life insurance to get. It is definitely the way to get the MOST life insurance for less premium than a Whole Life Policy or Universal Life Policy. But the problem with Term Life is...
by Fred Wood | Jun 19, 2018 | Uncategorized
Ask an Agent and you will get different amounts. They will whip out the I-pad or Laptop and come out with a 25 or 30 page presentation of what you “Need”. As an experienced Agent, I work in reality. The amount of Life Insurance needed is also equally important as to...
