We are pleased to Introduce OPTerm 40. OPTerm 40 is a renewable and convertible term life insurance policy providing a level death benefit with guaranteed level premiums for the first forty years.

  • Premiums are guaranteed not to go up for 40 years
  • Affordable premiums
  • Apply over the phone in minutes

Banner 40 Year Term Brochure

Life insurance policy issued by Banner Life Insurance Company.

Policy Form: ICC18-OPTC

Issue Ages

  • 20 – 45 all non tobacco classes
  • 20 – 40 all tobacco classes

Medical exam required

Contact us today for your FREE quote TODAY!

Fred Wood (877) 215-3812 Ext. 0

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