by Fred Wood | Oct 16, 2018 | Uncategorized
We all know that Term Life is the best possible way to get the most Life Insurance for the least amount of money. But have you heard of Return Of Premium (ROP) Term Life? Both can provide much-needed protection for families and loved ones. Straight term has lower...
by Fred Wood | Oct 12, 2018 | Uncategorized
I am sure we can all agree that Term Life Insurance is the most inexpensive type of life insurance to get. It is definitely the way to get the MOST life insurance for less premium than a Whole Life Policy or Universal Life Policy. But the problem with Term Life is...
by Fred Wood | Jun 19, 2018 | Uncategorized
Ask an Agent and you will get different amounts. They will whip out the I-pad or Laptop and come out with a 25 or 30 page presentation of what you “Need”. As an experienced Agent, I work in reality. The amount of Life Insurance needed is also equally important as to...
by Fred Wood | Jun 7, 2018 | Life Insurance for a child
The Problem No parent wants to think about the idea of outliving their child. Having to bury a child that you raised since birth is an unimaginable situation but it happens more than not. However, if you or someone else is a borrower or co-signer on a private college...
by Fred Wood | Nov 18, 2017 | Uncategorized
Just because you have COPD, doesn’t mean you cannot get approved for life insurance. Nor does it mean that you have to pay dearly because you’re rated. While it is aggravating trying to find a life insurance company to get coverage with, each company looks at COPD...
