Insured yes or no

Get DAY ONE coverage up to $50,000! **

Two product options are available: Express Issue Deluxe Whole Life and Simple 20 Year Term DLX

Both life insurance products offer the following benefits:

  • Apply over the phone in minutes
  • No medical exams or bodily fluids testing. ***
  • Simple application with yes/no health questions to help us determine eligibility.
  • Full death benefit from day one! **
  • Up to $50,000 in coverage! **
  • Premiums are guaranteed to never go up.
  • Death benefit never decreases.
  • Optional Accidental Death Benefit Rider and Child Rider available.
  • You may still be considered, even if you’ve been declined by another carrier!

Watch the video on the coverage HERE


Frederick J. Wood

Licensed Agent

Toll Free: (877) 215-3812 Ext. 0




CLICK HERE to have information emailed to you


New Jersey Producers License # 9720732

Pennsylvania Producers License # 819542

Florida Producers License# W140058

Nevada Producers License# 3246465


*Source: US Centers for Disease Control and Prevention, July 18, 2017.

** For those who qualify.

*** Oral fluid/HIV testing collected by a paramed is required for WI applicants.

Issuing Life Insurance Company is United Home Life

Policy forms: 200-466, 200-788 (UHL); 18-466, 18-788 (UFFL).

Rider forms: AD-66, 200-356 (UHL); 18-119, 18-356 (UFFL).

Product/rider availability varies by state.