by Fred Wood | Aug 3, 2016 | Uncategorized
Most people purchase life insurance to help provide their family financial security at the time of their death. But what if you experienced a chronic, critical or terminal illness? Would your insurance policy allow you to access your death benefit to help cover the...
by Fred Wood | Feb 22, 2016 | 529 Plans
6 Reasons your 529 Plan SUCKS And why you should consider using Guaranteed Indexed Universal Life Insurance Life insurance is or should be the foundation of your financial, retirement, or estate plan, but why would anyone use Guaranteed Indexed Universal Life...
by Fred Wood | May 11, 2015 | Uncategorized
Parents of developmentally disabled children face a lifetime of challenges related to raising and protecting their family. They cherish the special bonds they hold with their disabled loved ones, yet they frequently find themselves exhausted physically, emotionally,...
by Fred Wood | Sep 22, 2014 | Uncategorized
Permanent insurance provides lifelong protection, and the ability to accumulate cash value on a tax-deferred basis. Unlike term insurance, a permanent insurance policy will remain in force for as long as you continue to pay your premiums. Because these policies are...
by Fred Wood | Sep 22, 2014 | Uncategorized
As the name implies, Term Life Insurance provides protection for a specific period of time or term and generally pays a benefit only if you die during the “term”. Term periods generally have durations of 1 year, 10 years, 15 years, 20 years, and 30 years. However,...
